Absentee Father Accuses a Single Mother of Attempting to ‘Seem Like the More Caring Parent’ Because She Refused to Let Him Contribute to Their 12-Year-Old Son's Legacy Bank Account

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    AITA For "hiding" my child's savings account from my ex and not letting him contribute?
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    My ex and I divorced 8 years ago. We have a 12 year old son together. We don't discuss finances other than child support. I don't care for any money he may or may not give to our child directly.
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    Years ago I opened a savings account for my kid. I religiously transfer a set amount + child benefit into it every single month. I also put some "loose change" in there whenever I can. My kid knows of this account and gets to
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    decide if any monetary gifts from family and friends are to be spent immediately or added to his growing savings. He doesn't keep tabs on the account, but has a rough idea of how much he "gets" every month and how much he's got already.
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    My son must've told my ex about the account, because my ex approached me about it. He asked to see the account- I refused. He asked to at least know the exact amount (he has a rough idea)- I refused, I don't see the point.
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    He asked to contribute and become a "co-owner" (as in- the account is to be "from mum and dad")- I asked if he'd like to make a big initial payment- he doesn't, as he doesn't have "that kind of money to just throw into an account nobody can access for years" he just wants to
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    join in now and throw in some cash here and there, but the amount that's already in there is to be overlooked. I refused. He told me that I can only afford that thanks to his child support contributions- I told him that the child support is his duty and is spent on our
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    son's current needs, not for him to hold it over my head. He called me aj for not telling him about the account when I first opened it. because now he's "8 years behind" and won't be able to match it and it will look bad when my kid grows up and only gets my support. I told
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    him that it's up to him whether or not he invests in our child's future, he still has a long time to save something if he so wishes. He told me I was a j for purposefully making him look like a "bad dad" for not having thought of something like this.
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    I don't think it's fair of him to ask to jump in and claim to have contributed to the savings I've worked hard on for years, but now I wonder if I actually acted like an AH for creating a situation in which I look like the "better" & "more caring" parent? Should I have
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    told him about it when I first opened the account? Should I just let him contribute to keep the peace? The money is going to end up in my son's account anyway, no matter if he receives payments from 2 savings accounts or just one.
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    EDIT 1: I thought I'd add, since this concern has already been raised a few times in the comments- it's an ISA nobody can withdraw money from until my child's 18th birthday (though I'm not sure he knows that), so I'm not too worried about any potential theft. It's more of a powerplay issue.
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    Worth-Season3645 6h ago • Craptain [153] NTA...There is no reason for him to be on that account. If he is adult enough to make a child, he is adult enough to know that he could have made an account for his child at anytime. He can do so now or he can give you money to put in the account for his child.
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    hubertburnette 6h ago Colo-rectal Surgeon [36] NTA. Is he banned from banks or something? If it's so important to him to contribute money, then why didn't he open an account years ago?
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    Arc-en-ciel-x2.6h ago. NTA. Also some possible red flags in the fact that he doesn't just want to contribute to the savings but wants to be the co-owner and know how much money is in there. It comes to mind for me to make sure this money is protected for your child and cannot be accessed by anyone else.
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    • owls_and_cardinals 6h ago • Craptain [162] NTA. You've done nothing wrong, in fact I think his reaction to this realization that the account exists is all the proof you need to know it would have been bad for him to be involved from the beginning. If he can contribute to it, he can withdraw from it too, I believe.
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    Minimally it would introduce questions around who really provided that AND it would give him some more say in how it is spent. Keep firm boundaries. He is in NO WAY disadvantaged here. He can start his own savings account for the kid, either large or small. It is absurdly unreasonable for him to expect you to 'share' it with him now.
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    EDIT: It's also a common but faulty critique for people who pay child support to act like everything the recipient can do financially is 'because' of that contribution. Pay no mind.

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